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Chapter Seventeen.
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Mrs Gaff endeavours fruitlessly to understand the Nature of Cash, Principal, and Interest.

At first, as I have said, poor Mrs Gaff was quite inconsolable at the bereavements she had sustained in the loss of her husband and son and brother. For a long time she refused to be comforted, or to allow her spirit to be soothed1 by the visits, (the “angel visits” as she styled them), of Lizzie Gordon, and the entrance of God’s Word into her heart.

Much of the violence of the good woman’s character was the result of training and example on an impulsive2 and sanguine3, yet kindly4 spirit. She had loved Stephen and Billy with a true and ardent5 love, and she could not forgive herself for what she styled her “cruelty to the dear boy.” Neither could she prevail on herself to enjoy or touch a single penny of the money which ought, she said, to have been her husband’s.

Night after night would Mrs Gaff sit down by the cottage fireside to rest after her day of hard toll6, and, making Tottie sit down on a stool at her feet, would take her head into her lap, and stroke the hair and the soft cheek gently with her big rough hand, while she discoursed7 of the good qualities of Stephen, and the bravery of her darling boy, to whom she had been such a cruel monster in days gone by.

Poor Tottie, being of a sympathetic nature, would pat her mother’s knee and weep. One evening while they were sitting thus she suddenly seemed to be struck with a new idea.

“Maybe, mother,” said she, “Daddy an’ Billy will come back. We’ve never hearn that they’s been drownded.”

“Tottie,” replied Mrs Gaff earnestly, “I’ve thoughten o’ that afore now.”

Little more was said, but from that night Mrs Gaff changed her manner and her practice. She set herself earnestly and doggedly8 to prepare for the return of her husband and child!

On the day that followed this radical9 change in her feelings and plans, Mrs Gaff received a visit from Haco Barepoles.

“How d’ye find yerself to-day, Mrs Gaff?” said the big skipper, seating himself carefully on a chair, at which he cast an earnest glance before sitting down.

This little touch of anxiety in reference to the chair was the result of many years of experience, which told him that his weight was too much for most ordinary chairs, unless they were in sound condition.

“Well and hearty,” replied Mrs Gaff, sitting down and seizing Tottie’s head, which she began to smooth. She always smoothed Tottie, if she were at hand, when she had nothing better to do.

“Heh!” exclaimed Haco, with a slight look of surprise. “Glad to hear it, lass. Nothin’ turned up, has there?”

“No, nothin’; but I’ve bin10 busy preparin’ for Stephen and Billy comin’ home, an’ that puts one in good spirits, you know.”

A shade of anxiety crossed Haco’s brow as he looked earnestly into the woman’s face, under the impression that grief had shaken her reason, but she returned his glance with such a calm self-possessed look that he felt reassured11.

“I hope they’ll come, lass,” he said sadly; “what makes ye think they will?”

“I feel sure on it. I feel it here,” replied the woman, placing her hand on her breast. “Sweet Miss Lizzie Gordon and me prayed together that the Lord would send ’em home if it was His will, an’ ever since then the load’s bin off my heart.”

Haco shook his head for a moment, then nodded it, and said cheerily, “Well, I hope it may be so for your sake, lass. An’ what sort o’ preparations are ye goin’ to make?”

Mrs Gaff smiled as she rose, and silently went to a cupboard, which stood close to the Dutch clock with the horrified12 countenance13, and took therefrom a tea-caddy, which she set on the table with peculiar14 emphasis. Tottie watched her with an expression of awe15, for she had seen her mother weeping frequently over that tea-caddy, and believed that it must certainly contain something very dreadful.

“The preparations,” said Mrs Gaff, as she searched her pocket for the key of the box, “will depend on what I’m able to afford.”

“You’ll be able to afford a good deal, then, if all that’s reported be true, for I’m told ye’ve got ten thousand pounds.”

“Is that the sum?” asked Mrs Gaff, still searching for the key, which, like all other keys in like circumstances, seemed to have gone in for a game of hide-and-seek; “I’m sure I ought to know, for the lawyer took great pains to teach me that; ay, there ye are,” (to the key); “found ye at last. Now then, Haco, we’ll have a look at the book and see.”

To Tottie’s surprise and no small disappointment, the only object that came out of the mysterious tea-caddy was a small book, which Mrs Gaff, however, seemed to look upon with respect, and to handle as if she half-expected it would bite.

“There, that’s my banker’s book. You read off the figures, Haco, for I can’t. To be sure if I had wanted to know, Tottie could have told me, but I haven’t had the heart to look at it till to-day.”

“Ten thousand, an’ no mistake!” said Haco, looking at the figures with intense gravity.

“Now, then, the question is,” said Mrs Gaff, sitting down and again seizing Tottie’s head for stroking purposes, while she put the question with deep solemnity—“the question is, how long will that last?”

Haco was a good deal puzzled. He bit his thumb nail, and knit his shaggy brows for some time, and then said—

“Well, you know, that depends on how much you spend at a time. If you go for to spend a thousand pounds a day, now, it’ll just last ten days. If you spend a thousand pounds a year, it’ll last ten years. If you spend a thousand pounds in ten years, it’ll last a hundred years—d’ye see? It all depends on the spendin’. But, then, Mrs Gaff,” said the skipper remonstratively, “you mustn’t go for to live on the principal, you know.”

“What’s the principal?” demanded Mrs Gaff.

“Why, the whole sum; the money itself, you know.”

“D’ye suppose that I’m a born fool, Mr Barepoles, that I should try to live on the money itself? I never heerd on anybody bilin’ up money in a kettle an’ suppin’ goold soup, and I’m not a-goin’ for to try.”

With infinite difficulty, and much futile16 effort at illustration, did Haco explain to Mrs Gaff the difference between principal and interest; telling her to live on the latter, and never on any account to touch the former, unless she wished to “end her days in a work’us.”

“I wonder what it’s like,” said Mrs Gaff.

“What what’s like?” inquired the skipper.

“Ten thousand pounds.”

“Well, that depends too, you know, on what it’s made of—whether copper17, silver, goold, or paper.”

“What! is it ever made o’ paper?”

In attempting to explain this point, Haco became unintelligible18 even to himself, and Mrs Gaff became wildly confused.

“Well, well,” said the latter, “never mind; but try to tell me how much I’ll have a year.”

“That depends too—”

“Everything seems to depend,” cried Mrs Gaff somewhat testily19.

“Of course it does,” said Haco, “everything does depend on somethin’ else, and everything will go on dependin’ to the end of time: it depends on how you invest it, and what interest ye git for it.”

“Oh, dearie me!” sighed Mrs Gaff, beginning for the first time to realise in a small degree the anxieties and troubles inseparable from wealth; “can’t ye tell me what it’s likely to be about?”

“Couldn’t say,” observed Haco, drawing out his pipe as if he were about to appeal to it for information; “it’s too deep for me.”

“Well, but,” pursued Mrs Gaff, becoming confidential20, “tell me now, d’ye think it would be enough to let me make some grand improvements on the cottage against Stephen and Billy’s return?”

“Why, that depends on what the improvements is to be,” returned Haco with a profound look.

“Ay, just so. Well, here are some on ’em. First of all, I wants to get a noo grate an’ a brass21 tea-kettle. There’s nothing like a cheery fire of a cold night, and my Stephen liked a cheery fire—an’ so did Billy for the matter o’ that; but the trouble I had wi’ that there grate is past belief. Now, a noo grate’s indispens’ble.”

“Well?” said Haco, puffing22 his smoke up the chimney, and regarding the woman earnestly.

“Well; then I want to get a noo clock. That one in the corner is a perfit fright. A noo table, too, for the leg o’ that one has bin mended so often that it won’t never stand another splice23. Then a noo tea-pot an’ a fender and fire-irons would be a comfort. But my great wish is to get a big mahogany four-post bed with curtains. Stephen says he never did sleep in a four-poster, and often wondered what it would be like—no more did I, so I would like to take him by surprise, you see. Then I want to git—”

“Well?” said Haco, when she paused.

“I’m awful keen to git a carpit, but I doubt I’m thinkin’ o’ too many things. D’ye think the first year’s—what d’ye call it?”

“Interest,” said Haco.

“Ay, interest—would pay for all that?”

“Yes, an’ more,” said the skipper confidently.

“If I only knew how much it is to be,” said Mrs Gaff thoughtfully.

At that moment the door opened, and Kenneth Stuart entered, followed by his friend Gildart Bingley. After inquiring as to her welfare Kenneth said:

“I’ve come to pay you the monthly sum which is allowed you by the Shipwrecked Mariners’ Society. Mr Bingley asked me to call as he could not do so; but from all accounts I believe you won’t need it. May I congratulate you on your good fortune, Mrs Gaff.”

Kenneth took out his purse as he spoke24 to pay the sum due to her.

Mrs Gaff seemed to be struck with a sudden thought. She thanked Kenneth for his congratulations, and then said:

“As to my not needin’ the money you’ve brought me, young man, I take leave to say that I do need it; so you’ll obleege me by handin’ it over.”

Kenneth obeyed in surprise not unmingled with disappointment in finding such a grasping spirit in one whom he had hitherto thought well of. He paid the money, however, in silence, and was about to take his leave when Mrs Gaff stopped him.

“This sum has bin paid to me riglarly for the last three months.”

“I believe it has,” said Kenneth.

“And,” continued Mrs Gaff, “it’s been the means o’ keepin’ me and my Tottie from starvation.”

“I’m glad to hear it,” returned Kenneth, who began to wonder what was to follow; but he was left to wonder, for Mrs Gaff abruptly25 asked him and Gildart to be seated, as she was anxious to find out a fact or two in regard to principal and interest.

Gildart could scarce avoid laughing as he glanced at his companion.

“Now,” began Mrs Gaff, seating herself opposite Kenneth, with a hand on each knee, “I wants to know what a principal of ten thousand pounds comes to in the way of interest in a twel’month.”

“Well, Mrs Gaff,” said Kenneth, “that depends—”

“Dear me!” cried Mrs Gaff petulantly26, “every mortial thing that has to do with money seeps27 to depend. Could ye not tell me somethin’ about it, now, that doesn’t depend?”

“Not easily,” replied Kenneth with a laugh; “but I was going to say that if you get it invested at five per cent, that would give you an income of five hundred pounds a year.”

“How much?” inquired Mrs Gaff in a high key, while her eyes widened with astonishment28.

Kenneth repeated the sum.

“Young man, you’re jokin’.”

“Indeed I am not,” said Kenneth earnestly, with an appealing glance at Gildart.

“True—as Johnson’s Dictionary,” said the middy. Mrs Gaff spent a few moments in silent and solemn reflection.

“The Independent clergyman,” she said in a low meditative29 tone, “has only two hundred a year—so I’m told; an’ the doctor at the west end has got four hundred, and he keeps a fine house an’ servants; an’ Sam Balls, the rich hosier, has got six hundred—so they say; and Mrs Gaff, the poor critter, has only got five hundred! That’ll do,” she continued, with a sudden burst of animation30, “shake out the reefs in yer tops’ls, lass, slack off yer sheets, ease the helm, an’ make the most on it while the fair wind lasts.”

Having thus spoken, Mrs Gaff hastily folded up in a napkin the sum just given her, and put it, along with the bank-book, into the tea-caddy, which she locked and deposited safely in the corner cupboard. Immediately after, her visitors, much surprised at her eccentric conduct, rose and took their leave.

点击收听单词发音收听单词发音  

1 soothed 509169542d21da19b0b0bd232848b963     
v.安慰( soothe的过去式和过去分词 );抚慰;使舒服;减轻痛苦
参考例句:
  • The music soothed her for a while. 音乐让她稍微安静了一会儿。
  • The soft modulation of her voice soothed the infant. 她柔和的声调使婴儿安静了。 来自《现代英汉综合大词典》
2 impulsive M9zxc     
adj.冲动的,刺激的;有推动力的
参考例句:
  • She is impulsive in her actions.她的行为常出于冲动。
  • He was neither an impulsive nor an emotional man,but a very honest and sincere one.他不是个一冲动就鲁莽行事的人,也不多愁善感.他为人十分正直、诚恳。
3 sanguine dCOzF     
adj.充满希望的,乐观的,血红色的
参考例句:
  • He has a sanguine attitude to life.他对于人生有乐观的看法。
  • He is not very sanguine about our chances of success.他对我们成功的机会不太乐观。
4 kindly tpUzhQ     
adj.和蔼的,温和的,爽快的;adv.温和地,亲切地
参考例句:
  • Her neighbours spoke of her as kindly and hospitable.她的邻居都说她和蔼可亲、热情好客。
  • A shadow passed over the kindly face of the old woman.一道阴影掠过老太太慈祥的面孔。
5 ardent yvjzd     
adj.热情的,热烈的,强烈的,烈性的
参考例句:
  • He's an ardent supporter of the local football team.他是本地足球队的热情支持者。
  • Ardent expectations were held by his parents for his college career.他父母对他的大学学习抱着殷切的期望。
6 toll LJpzo     
n.过路(桥)费;损失,伤亡人数;v.敲(钟)
参考例句:
  • The hailstone took a heavy toll of the crops in our village last night.昨晚那场冰雹损坏了我们村的庄稼。
  • The war took a heavy toll of human life.这次战争夺去了许多人的生命。
7 discoursed bc3a69d4dd9f0bc34060d8c215954249     
演说(discourse的过去式与过去分词形式)
参考例句:
  • He discoursed on an interesting topic. 他就一个有趣的题目发表了演讲。
  • The scholar discoursed at great length on the poetic style of John Keats. 那位学者详细讲述了约翰·济慈的诗歌风格。
8 doggedly 6upzAY     
adv.顽强地,固执地
参考例句:
  • He was still doggedly pursuing his studies.他仍然顽强地进行着自己的研究。
  • He trudged doggedly on until he reached the flat.他顽强地、步履艰难地走着,一直走回了公寓。
9 radical hA8zu     
n.激进份子,原子团,根号;adj.根本的,激进的,彻底的
参考例句:
  • The patient got a radical cure in the hospital.病人在医院得到了根治。
  • She is radical in her demands.她的要求十分偏激。
10 bin yR2yz     
n.箱柜;vt.放入箱内;[计算机] DOS文件名:二进制目标文件
参考例句:
  • He emptied several bags of rice into a bin.他把几袋米倒进大箱里。
  • He threw the empty bottles in the bin.他把空瓶子扔进垃圾箱。
11 reassured ff7466d942d18e727fb4d5473e62a235     
adj.使消除疑虑的;使放心的v.再保证,恢复信心( reassure的过去式和过去分词)
参考例句:
  • The captain's confidence during the storm reassured the passengers. 在风暴中船长的信念使旅客们恢复了信心。 来自《现代英汉综合大词典》
  • The doctor reassured the old lady. 医生叫那位老妇人放心。 来自《简明英汉词典》
12 horrified 8rUzZU     
a.(表现出)恐惧的
参考例句:
  • The whole country was horrified by the killings. 全国都对这些凶杀案感到大为震惊。
  • We were horrified at the conditions prevailing in local prisons. 地方监狱的普遍状况让我们震惊。
13 countenance iztxc     
n.脸色,面容;面部表情;vt.支持,赞同
参考例句:
  • At the sight of this photograph he changed his countenance.他一看见这张照片脸色就变了。
  • I made a fierce countenance as if I would eat him alive.我脸色恶狠狠地,仿佛要把他活生生地吞下去。
14 peculiar cinyo     
adj.古怪的,异常的;特殊的,特有的
参考例句:
  • He walks in a peculiar fashion.他走路的样子很奇特。
  • He looked at me with a very peculiar expression.他用一种很奇怪的表情看着我。
15 awe WNqzC     
n.敬畏,惊惧;vt.使敬畏,使惊惧
参考例句:
  • The sight filled us with awe.这景色使我们大为惊叹。
  • The approaching tornado struck awe in our hearts.正在逼近的龙卷风使我们惊恐万分。
16 futile vfTz2     
adj.无效的,无用的,无希望的
参考例句:
  • They were killed,to the last man,in a futile attack.因为进攻失败,他们全部被杀,无一幸免。
  • Their efforts to revive him were futile.他们对他抢救无效。
17 copper HZXyU     
n.铜;铜币;铜器;adj.铜(制)的;(紫)铜色的
参考例句:
  • The students are asked to prove the purity of copper.要求学生们检验铜的纯度。
  • Copper is a good medium for the conduction of heat and electricity.铜是热和电的良导体。
18 unintelligible sfuz2V     
adj.无法了解的,难解的,莫明其妙的
参考例句:
  • If a computer is given unintelligible data, it returns unintelligible results.如果计算机得到的是难以理解的数据,它给出的也将是难以理解的结果。
  • The terms were unintelligible to ordinary folk.这些术语一般人是不懂的。
19 testily df69641c1059630ead7b670d16775645     
adv. 易怒地, 暴躁地
参考例句:
  • He reacted testily to reports that he'd opposed military involvement. 有报道称他反对军队参与,对此他很是恼火。 来自柯林斯例句
20 confidential MOKzA     
adj.秘(机)密的,表示信任的,担任机密工作的
参考例句:
  • He refused to allow his secretary to handle confidential letters.他不让秘书处理机密文件。
  • We have a confidential exchange of views.我们推心置腹地交换意见。
21 brass DWbzI     
n.黄铜;黄铜器,铜管乐器
参考例句:
  • Many of the workers play in the factory's brass band.许多工人都在工厂铜管乐队中演奏。
  • Brass is formed by the fusion of copper and zinc.黄铜是通过铜和锌的熔合而成的。
22 puffing b3a737211571a681caa80669a39d25d3     
v.使喷出( puff的现在分词 );喷着汽(或烟)移动;吹嘘;吹捧
参考例句:
  • He was puffing hard when he jumped on to the bus. 他跳上公共汽车时喘息不已。 来自《现代汉英综合大词典》
  • My father sat puffing contentedly on his pipe. 父亲坐着心满意足地抽着烟斗。 来自《简明英汉词典》
23 splice irmyA     
v.接合,衔接;n.胶接处,粘接处
参考例句:
  • He taught me to edit and splice film.他教我剪辑和粘接胶片。
  • The film will be spliced with footage of Cypress Hill to be filmed in America.这部电影要和将在美国拍摄的柏树山乐队的音乐片段粘接在一起。
24 spoke XryyC     
n.(车轮的)辐条;轮辐;破坏某人的计划;阻挠某人的行动 v.讲,谈(speak的过去式);说;演说;从某种观点来说
参考例句:
  • They sourced the spoke nuts from our company.他们的轮辐螺帽是从我们公司获得的。
  • The spokes of a wheel are the bars that connect the outer ring to the centre.辐条是轮子上连接外圈与中心的条棒。
25 abruptly iINyJ     
adv.突然地,出其不意地
参考例句:
  • He gestured abruptly for Virginia to get in the car.他粗鲁地示意弗吉尼亚上车。
  • I was abruptly notified that a half-hour speech was expected of me.我突然被通知要讲半个小时的话。
26 petulantly 6a54991724c557a3ccaeff187356e1c6     
参考例句:
  • \"No; nor will she miss now,\" cries The Vengeance, petulantly. “不会的,现在也不会错过,”复仇女神气冲冲地说。 来自英汉文学 - 双城记
27 seeps 074f5ef8e0953325ce81f208b2e4cecb     
n.(液体)渗( seep的名词复数 );渗透;渗出;漏出v.(液体)渗( seep的第三人称单数 );渗透;渗出;漏出
参考例句:
  • Water seeps through sand. 水渗入沙中。 来自《现代汉英综合大词典》
  • Water seeps out of the wall. 水从墙里沁出。 来自《现代汉英综合大词典》
28 astonishment VvjzR     
n.惊奇,惊异
参考例句:
  • They heard him give a loud shout of astonishment.他们听见他惊奇地大叫一声。
  • I was filled with astonishment at her strange action.我对她的奇怪举动不胜惊异。
29 meditative Djpyr     
adj.沉思的,冥想的
参考例句:
  • A stupid fellow is talkative;a wise man is meditative.蠢人饶舌,智者思虑。
  • Music can induce a meditative state in the listener.音乐能够引导倾听者沉思。
30 animation UMdyv     
n.活泼,兴奋,卡通片/动画片的制作
参考例句:
  • They are full of animation as they talked about their childhood.当他们谈及童年的往事时都非常兴奋。
  • The animation of China made a great progress.中国的卡通片制作取得很大发展。


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