The chief trouble with his present situation, and with the entrance of these two women into his life, and it had begun to be a serious one to him, was that he was not making money. He had been able to earn about $1200 the first year; the second he made a little over two thousand, and this third year he was possibly doing a little better. But in view of what he saw around him and what he now knew of life, it was nothing. New York presented a spectacle of material display such as he had never known existed. The carriages on Fifth Avenue, the dinners at the great hotels, the constant talk of society functions in the newspapers, made his brain dizzy. He was inclined to idle about the streets, to watch the handsomely dressed crowds, to consider the evidences of show and refinement¹ everywhere, and he came to the conclusion that he was not living at all, but existing. Art as he had first dreamed of it, art had seemed not only a road to distinction but also to affluence². Now, as he studied those about him, he found that it was not so. Artists were never tremendously rich, he learned. He remembered reading in Balzac's story "Cousin Betty," of a certain artist of great distinction who had been allowed condescendingly by one of the rich families of Paris to marry a daughter, but it was considered a great come down for her. He had hardly been able to credit the idea at the time, so exalted³ was his notion of the artist. But now he was beginning to see that it represented the world's treatment of artists. There were in America a few who were very popular—meretriciously so he thought in certain cases—who were said to be earning from ten to fifteen thousand a year. How high would that place them, he asked himself, in that world of real luxury which was made up of the so-called four hundred—the people of immense wealth and social position. He had read in the papers that it took from fifteen to twenty-five thousand dollars a year to clothe a débutante. It was nothing uncommon⁵, he heard, for a man to spend from fifteen to twenty dollars on his dinner at the restaurant. The prices he heard that tailors demanded—that dressmakers commanded, the display of jewels and expensive garments at the opera, made the poor little income of an artist look like nothing at all. Miss Finch

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