It was perhaps only natural that Farnie, having been warned so strongly of the inadvisability of having anything to do with Monk, should for that very reason be attracted to him. Nobody ever wants to do anything except what they are not allowed to do. Otherwise there is no explaining the friendship that arose between them. Jack Monk was not an attractive individual. He had a slack mouth and a shifty eye, and his complexion was the sort which friends would have described as olive, enemies (with more truth) as dirty green. These defects would have mattered little, of course, in themselves. There's many a bilious countenance, so to speak, covers a warm heart. With Monk, however, appearances were not deceptive. He looked a bad lot, and he was one.

It was on the second morning of term that the acquaintanceship began. Monk was coming downstairs from his study with Danvers, and Farnie was leaving the fags' day-room.

'See that kid?' said Danvers. 'That's the chap I was telling you about. Gethryn's uncle, you know.'

'Not really? Let's cultivate him. I say, old chap, don't walk so fast.' Farnie, rightly concluding that the remark was addressed to him, turned and waited, and the three strolled over to the School buildings together.

They would have made an interesting study for the observer of human nature, the two seniors fancying that they had to deal with a small boy just arrived at his first school, and in the grip of that strange, lost feeling which attacks the best of new boys for a day or so after their arrival; and Farnie, on the other hand, watching every move, as perfectly composed and at home as a youth should be with the experience of three public schools to back him up.

When they arrived at the School gates, Monk and Danvers turned to go in the direction of their form-room, the Remove, leaving Farnie at the door of the Upper Fourth. At this point a small comedy took place. Monk, after feeling hastily in his pockets, requested Danvers to lend him five shillings until next Saturday. Danvers knew this request of old, and he knew the answer that was expected of him. By replying that he was sorry, but he had not got the money, he gave Farnie, who was still standing at the door, his cue to offer to supply the deficiency. Most new boys--they had grasped this fact from experience--would have felt it an honour to oblige a senior with a small loan. As Farnie made no signs of doing what was expected of him, Monk was obliged to resort to the somewhat cruder course of applying for the loan in person. He applied. Farnie with the utmost willingness brought to light a handful of money, mostly gold. Monk's eye gleamed approval, and he stretched forth an itching palm. Danvers began to think that it would be rash to let a chance like this slip. Ordinarily the tacit agreement between the pair was that only one should borrow at a time, lest confidence should be destroyed in the victim. But here was surely an exception, a special case. With a young gentleman so obviously a man of coin as Farnie, the rule might well be broken for once.