Moggs's bill became due before the 20th of September, and Ralph Newton received due notice,—as of course he had known that he would do,—that it had not been cashed at his banker's. How should it be cashed at his banker's, seeing that he had not had a shilling there for the last three months? Moggs himself, Moggs senior, came to Ralph, and made himself peculiarly disagreeable. He had never heard of such a thing on the part of a gentleman! Not to have his bill taken up! To have his paper dishonoured¹! Moggs spoke² of it as though the heavens would fall; and he spoke of it, too, as though, even should the heavens not fall, the earth would be made a very tumultuous and unpleasant place for Mr. Newton, if Mr. Newton did not see at once that these two hundred and odd pounds were forthcoming. Moggs said so much that Ralph became very angry, turned him out of the room, and told him that he should have his dirty money on the morrow. On the morrow the dirty money was paid, Ralph having borrowed the amount from Mr. Neefit. Mr. Moggs was quite content. His object had been achieved, and, when the cash was paid, he was quite polite. But Ralph Newton was not happy as he made the payment. He had declared to himself, after writing that letter to his brother, that the thing was settled by the very declaration made by him therein. When he assured his brother that he would not sell his interest in the property, he did, in fact, resolve that he would make Polly Neefit his wife. And he did no more than follow up that resolution when he asked Neefit for a small additional advance. His due would not be given to the breeches-maker if it were not acknowledged that on this occasion he behaved very well. He had told Ralph to come to him when Moggs's "bit of stiff" came round. Moggs's "bit of stiff" did come round, and "the Captain" did as he had been desired to do. Neefit wrote out the cheque without saying a word about his daughter. "Do you just run across to Argyle Street, Captain," said the breeches-maker, "and get the stuff in notes." For Mr. Neefit's bankers held an establishment in Argyle Street. "There ain't no need, you know, to let on, Captain; is there?" said the breeches-maker. Ralph Newton, clearly seeing that there was no need to "let on," did as he was bid, and so the account was settled with Mr. Moggs. But now as to settling the account with Mr. Neefit? Neefit had his own idea of what was right between gentlemen. As the reader knows, he could upon an occasion make his own views very clearly intelligible

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