As Dan stood on the sidewalk with his bundle of papers, and only forty cents toward the two dollars and a half required for the rent, he felt like many a business man who has a note to meet and not enough money on hand to pay it. Indeed, he was worse off, for generally business men have friends who can help them with a temporary loan, but Dan's friends were quite as poor as himself. One, however, Dick Stanton, a mere¹ boy, had the reputation of being more saving than his companions. It was known that he had an account in the Bowery Savings² Bank, and among the street boys he was considered wealthy.