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CHAPTER XXIII. A SIMPLE BANKER
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 Mr. John Turner had none of the outward signs of the discreet1 adviser2 in his person or surroundings. He had, it was currently whispered, inherited from his father an enormous clientele of noble names. And to such as have studied the history of Paris during the whole of the nineteenth century, it will appear readily comprehensible that the careful or the penniless should give preference to an English banker.
Mr. Turner's appearance suggested solidity, and the carpet of his private room was a good one. The room smelt3 of cigar smoke, while the office, through which the client must pass to reach it, was odoriferous of ancient ledgers4.
Half a dozen clerks were seated in the office, which was simply furnished and innocent of iron safes. If a client entered, one of the six, whose business it was, looked up, while the other five continued to give their attention to the books before them.
One cold morning, toward the end of the year, Mrs. St. Pierre Lawrence was admitted by the concierge5. She noted6 that only one clerk gave heed7 to her entry, and, it is to be presumed, the quiet perfection of her furs.
“Of the six young men in your office,” she observed, when she was seated in the bare wooden chair placed invitingly8 by the side of John Turner's writing-table, “only one appears to be in full possession of his senses.”
Turner, sitting—if the expression be allowed—in a heap in an armchair before a table provided with pens, ink, and a blotting-pad, but otherwise bare, looked at his client with a bovine9 smile.
“I don't pay them to admire my clients,” he replied.
“If Mademoiselle de Montijo came in, I suppose the other five would not look up.”
John Turner settled himself a little lower into his chair, so that he appeared to be in some danger of slipping under the table.
“If the Archangel Gabriel came in, they would still attend to their business,” he replied, in his thick, slow voice. “But he won't. He is not one of my clients. Quite the contrary.”
Mrs. St. Pierre Lawrence smoothed the fur that bordered her neat jacket and glanced sideways at her banker. Then she looked round the room. It was bare enough. A single picture hung on the wall—a portrait of an old lady. Mrs. St. Pierre Lawrence raised her eyebrows10, and continued her scrutiny11. Here, again, was no iron safe. There were no ledgers, no diaries, no note-books, no paraphernalia12 of business. Nothing but a bare table and John Turner seated at it, in a much more comfortable chair than that provided for the client, staring apathetically13 at a date-case which stood on a bare mantelpiece.
The lady's eyes returned to the portrait on the wall.
“You used to have a portrait of Louis Philippe there,” she said.
“When Louis Philippe was on the throne,” admitted the banker.
“And now?” inquired this daughter of Eve, looking at the portrait.
“My maternal14 aunt,” replied Turner, making a gesture with two fingers, as if introducing his client to the portrait.
“You keep her, one may suppose, as a stop-gap—between the dynasties. It is so safe—a maternal aunt!”
“One cannot hang a republic on the wall, however much one may want to.”
“Then you are a Royalist?” inquired Mrs. St. Pierre Lawrence.
“No; I am only a banker,” replied Turner, with his chin sinking lower on his bulging15 waistcoat and his eyes scarcely visible beneath the heavy lids.
The remark, coupled with a thought that Turner was going to sleep, seemed to remind the client of her business.
“Will you kindly16 ask one of your clerks to let me know how much money I have?” she said, casting a glance not wholly innocent of scornful reproach at the table, so glaringly devoid17 of the bare necessities of a banking18 business.
“Only eleven thousand francs and fourteen sous,” replied Turner, with a promptness which seemed to suggest that he kept no diary or note-book on the table before him because he had need of neither.
“I feel sure I must have more than that,” said Mrs. St. Pierre Lawrence, with some spirit. “I quite thought I had.”
But John Turner only moistened his lips and sat patiently gazing at the date. His attitude dimly suggested—quite in a nice way—that the chair upon which Mrs. St. Pierre Lawrence sat was polished bright by the garments of persons who had found themselves labouring under the same error.
“Well, I must have a hundred thousand francs to-morrow; that is all. Simply must. And in notes, too. I told you I should want it when you came to see me at Royan. You must remember. I told you at luncheon19.”
“When we were eating a sweetbread aux champignons. I remember perfectly20. We do not get sweetbreads like that in Paris.”
And John Turner shook his head sadly.
“Well, will you let me have the money to-morrow morning—in notes?”
“I remember I advised you not to sell just now; after we had finished the sweetbread and had gone on to a creme renversee—very good one, too. Yes, it is a bad time to sell. Things are uncertain in France just now. One cannot even get one's meals properly served. Cook's head is full of politics, I suppose.”
“To-morrow morning—in notes,” repeated Mrs. St. Pierre Lawrence.
“Now, your man at Royan was excellent—kept his head all through—and a light hand, too. Got him with you in Paris?”
“No, I have not. To-morrow morning, about ten o'clock—in notes.”
And Mrs. St. Pierre Lawrence tapped a neat gloved finger on the corner of the table with some determination.
“I remember—at dessert—you told me you wanted to realise a considerable sum of money at the beginning of the year, to put into some business venture. Is this part of that sum?”
“Yes,” returned the lady, arranging her veil.
“A venture of Dormer Colville's, I think you told me—while we were having coffee. One never gets coffee hot enough in a private house, but yours was all right.”
“Yes,” mumbled21 Mrs. St. Pierre Lawrence, behind her quick finger, busy with the veil.
Beneath the sleepy lids John Turner's eyes, which were small and deep-sunken in the flesh, like the eyes of a pig, noted in passing that his client's cheeks were momentarily pink.
“I hope you don't mean to suggest that there is anything unsafe in Mr. Colville as a business man?”
“Heaven forbid!” ejaculated Turner. “On the contrary, he is most enterprising. And I know no one who smokes a better cigar than Colville—when he can get it. And the young fellow seemed nice enough.”
“Which young fellow?” inquired the lady, sharply.
“His young friend—the man who was with him. I think you told me, after luncheon, that Colville required the money to start his young friend in business.”
“Never!” laughed Mrs. St. Pierre Lawrence, who, if she felt momentarily uneasy, was quickly reassured22. For this was one of those fortunate ladies who go through life with the comforting sense of being always cleverer than their neighbour. If the neighbour happen to be a man, and a stout23 one, the conviction is the stronger for those facts. “Never! I never told you that. You must have dreamt it.”
“Perhaps I did,” admitted the banker, placidly24. “I am afraid I often feel sleepy after luncheon. Perhaps I dreamt it. But I could not hand such a sum in notes to an unprotected lady, even if I can effect a sale of your securities so quickly as to have the money ready by to-morrow morning. Perhaps Colville will call for it himself.”
“If he is in Paris.”
“Every one is in Paris now,” was Mr. Turner's opinion. “And if he likes to bring his young friend with him, all the better. In these uncertain times it is not fair on a man to hand to him a large sum of money in notes.” He paused and jerked his thumb toward the window, which was a double one, looking down into the Rue25 Lafayette. “There are always people in the streets watching those who pass in and out of a bank. If a man comes out smiling, with his hand on his pocket, he is followed, and if an opportunity occurs, he is robbed. Better not have it in notes.”
“I know,” replied Mrs. St. Pierre Lawrence, not troubling further to deceive one so lethargic26 and simple, “I know that Dormer wants it in notes.”
“Then let him come and fetch it.”
Mrs. St. Pierre Lawrence rose from her chair and shook her dress into straighter folds, with the air of having accomplished27 a task which she had known to be difficult, but not impossible to one equipped with wit and self-confidence.
“You will sell the securities, and have it all ready by ten o'clock to-morrow morning,” she repeated, with a feminine insistence28.
“You shall have the money to-morrow morning, whether I succeed in selling for cash or not,” was the reply, and John Turner concealed29 a yawn with imperfect success.
“A loan?”
“No banker lends—except to kings,” replied Turner, stolidly30. “Call it an accommodation.”
Mrs. St. Pierre Lawrence glanced at him sharply over the fur collar which she was clasping round her neck. Here was a banker, reputed wealthy, who sat in a bare room, without so much as a fireproof safe to suggest riches; a business man of world-wide affairs, who drummed indolent fingers on a bare table; a philosopher with a maxim31 ever ready to teach, as all maxims32 do, cowardice33 in the guise34 of prudence35, selfishness masquerading as worldly wisdom, hard-heartedness passing for foresight36. Here was one who seemed to see, and was yet too sleepy to perceive. Mrs. St. Pierre Lawrence was not always sure of her banker, but now, as ever before, one glance at his round, heavy face reassured her. She laughed and went away, well satisfied with the knowledge, only given to women, of having once more carried out her object with the completeness which is known as twisting round the little finger.
She nodded to Turner, who had ponderously37 risen from the chair which was more comfortable than the client's seat, and held the door open for her to pass. He glanced at the clock as he did so. And she knew that he was thinking that it was nearly the luncheon hour, so transparent38 to the feminine perception are the thoughts of men.
When he had closed the door he returned to his writing-table. Like many stout people, he moved noiselessly, and quickly enough when the occasion demanded haste.
He wrote three letters in a very few minutes, and, when they were addressed, he tapped on the table with the end of his pen-holder, which brought, in the twinkling of an eye, that clerk whose business it was to abandon his books when called.
“I shall not go out to luncheon until I have the written receipt for each one of those letters,” said the banker, knowing that until he went out to luncheon his six clerks must needs go hungry. “Not an answer,” he explained, “but a receipt in the addressee's writing.”
And while the clerk hurried from the room and down the stone stairs at a break-neck speed, Turner sank back into his chair, with lustreless39 eyes fixed40 on space.
“No one can wait,” he was in the habit of saying, “better than I can.”

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1 discreet xZezn     
adj.(言行)谨慎的;慎重的;有判断力的
参考例句:
  • He is very discreet in giving his opinions.发表意见他十分慎重。
  • It wasn't discreet of you to ring me up at the office.你打电话到我办公室真是太鲁莽了。
2 adviser HznziU     
n.劝告者,顾问
参考例句:
  • They employed me as an adviser.他们聘请我当顾问。
  • Our department has engaged a foreign teacher as phonetic adviser.我们系已经聘请了一位外籍老师作为语音顾问。
3 smelt tiuzKF     
v.熔解,熔炼;n.银白鱼,胡瓜鱼
参考例句:
  • Tin is a comparatively easy metal to smelt.锡是比较容易熔化的金属。
  • Darby was looking for a way to improve iron when he hit upon the idea of smelting it with coke instead of charcoal.达比一直在寻找改善铁质的方法,他猛然想到可以不用木炭熔炼,而改用焦炭。
4 ledgers 73a3b1ea51494741c86cba193a27bb69     
n.分类账( ledger的名词复数 )
参考例句:
  • The ledgers and account books had all been destroyed. 分类账本和账簿都被销毁了。 来自《简明英汉词典》
  • The ledgers had all been destroyed. 账簿都被销毁了。 来自辞典例句
5 concierge gppzr     
n.管理员;门房
参考例句:
  • This time the concierge was surprised to the point of bewilderment.这时候看门人惊奇到了困惑不解的地步。
  • As I went into the dining-room the concierge brought me a police bulletin to fill out.我走进餐厅的时候,看门人拿来一张警察局发的表格要我填。
6 noted 5n4zXc     
adj.著名的,知名的
参考例句:
  • The local hotel is noted for its good table.当地的那家酒店以餐食精美而著称。
  • Jim is noted for arriving late for work.吉姆上班迟到出了名。
7 heed ldQzi     
v.注意,留意;n.注意,留心
参考例句:
  • You must take heed of what he has told.你要注意他所告诉的事。
  • For the first time he had to pay heed to his appearance.这是他第一次非得注意自己的外表不可了。
8 invitingly 83e809d5e50549c03786860d565c9824     
adv. 动人地
参考例句:
  • Her lips pouted invitingly. 她挑逗地撮起双唇。
  • The smooth road sloped invitingly before her. 平展的山路诱人地倾斜在她面前。
9 bovine ys5zy     
adj.牛的;n.牛
参考例句:
  • He threw off his pack and went into the rush-grass andand munching,like some bovine creature.他丢开包袱,爬到灯心草丛里,像牛似的大咬大嚼起来。
  • He was a gentle,rather bovine man.他是一位文雅而反应迟钝的人。
10 eyebrows a0e6fb1330e9cfecfd1c7a4d00030ed5     
眉毛( eyebrow的名词复数 )
参考例句:
  • Eyebrows stop sweat from coming down into the eyes. 眉毛挡住汗水使其不能流进眼睛。
  • His eyebrows project noticeably. 他的眉毛特别突出。
11 scrutiny ZDgz6     
n.详细检查,仔细观察
参考例句:
  • His work looks all right,but it will not bear scrutiny.他的工作似乎很好,但是经不起仔细检查。
  • Few wives in their forties can weather such a scrutiny.很少年过四十的妻子经得起这么仔细的观察。
12 paraphernalia AvqyU     
n.装备;随身用品
参考例句:
  • Can you move all your paraphernalia out of the way?你可以把所有的随身物品移开吗?
  • All my fishing paraphernalia is in the car.我的鱼具都在汽车里。
13 apathetically ca956ea3dceae84df7e91c053844494b     
adv.不露感情地;无动于衷地;不感兴趣地;冷淡地
参考例句:
  • "I'm not hungry," Jui-chueh replied apathetically. “我不想吃,”瑞珏第一个懒洋洋地说。 来自汉英文学 - 家(1-26) - 家(1-26)
  • She behaves apathetically these days. 她这些天表现的很淡漠。 来自互联网
14 maternal 57Azi     
adj.母亲的,母亲般的,母系的,母方的
参考例句:
  • He is my maternal uncle.他是我舅舅。
  • The sight of the hopeless little boy aroused her maternal instincts.那个绝望的小男孩的模样唤起了她的母性。
15 bulging daa6dc27701a595ab18024cbb7b30c25     
膨胀; 凸出(部); 打气; 折皱
参考例句:
  • Her pockets were bulging with presents. 她的口袋里装满了礼物。
  • Conscious of the bulging red folder, Nim told her,"Ask if it's important." 尼姆想到那个鼓鼓囊囊的红色文件夹便告诉她:“问问是不是重要的事。”
16 kindly tpUzhQ     
adj.和蔼的,温和的,爽快的;adv.温和地,亲切地
参考例句:
  • Her neighbours spoke of her as kindly and hospitable.她的邻居都说她和蔼可亲、热情好客。
  • A shadow passed over the kindly face of the old woman.一道阴影掠过老太太慈祥的面孔。
17 devoid dZzzx     
adj.全无的,缺乏的
参考例句:
  • He is completely devoid of humour.他十分缺乏幽默。
  • The house is totally devoid of furniture.这所房子里什么家具都没有。
18 banking aySz20     
n.银行业,银行学,金融业
参考例句:
  • John is launching his son on a career in banking.约翰打算让儿子在银行界谋一个新职位。
  • He possesses an extensive knowledge of banking.他具有广博的银行业务知识。
19 luncheon V8az4     
n.午宴,午餐,便宴
参考例句:
  • We have luncheon at twelve o'clock.我们十二点钟用午餐。
  • I have a luncheon engagement.我午饭有约。
20 perfectly 8Mzxb     
adv.完美地,无可非议地,彻底地
参考例句:
  • The witnesses were each perfectly certain of what they said.证人们个个对自己所说的话十分肯定。
  • Everything that we're doing is all perfectly above board.我们做的每件事情都是光明正大的。
21 mumbled 3855fd60b1f055fa928ebec8bcf3f539     
含糊地说某事,叽咕,咕哝( mumble的过去式和过去分词 )
参考例句:
  • He mumbled something to me which I did not quite catch. 他对我叽咕了几句话,可我没太听清楚。
  • George mumbled incoherently to himself. 乔治语无伦次地喃喃自语。
22 reassured ff7466d942d18e727fb4d5473e62a235     
adj.使消除疑虑的;使放心的v.再保证,恢复信心( reassure的过去式和过去分词)
参考例句:
  • The captain's confidence during the storm reassured the passengers. 在风暴中船长的信念使旅客们恢复了信心。 来自《现代英汉综合大词典》
  • The doctor reassured the old lady. 医生叫那位老妇人放心。 来自《简明英汉词典》
24 placidly c0c28951cb36e0d70b9b64b1d177906e     
adv.平稳地,平静地
参考例句:
  • Hurstwood stood placidly by, while the car rolled back into the yard. 当车子开回场地时,赫斯渥沉着地站在一边。 来自英汉文学 - 嘉莉妹妹
  • The water chestnut floated placidly there, where it would grow. 那棵菱角就又安安稳稳浮在水面上生长去了。 来自汉英文学 - 中国现代小说
25 rue 8DGy6     
n.懊悔,芸香,后悔;v.后悔,悲伤,懊悔
参考例句:
  • You'll rue having failed in the examination.你会悔恨考试失败。
  • You're going to rue this the longest day that you live.你要终身悔恨不尽呢。
26 lethargic 6k9yM     
adj.昏睡的,懒洋洋的
参考例句:
  • He felt too miserable and lethargic to get dressed.他心情低落无精打采,完全没有心思穿衣整装。
  • The hot weather made me feel lethargic.炎热的天气使我昏昏欲睡。
27 accomplished UzwztZ     
adj.有才艺的;有造诣的;达到了的
参考例句:
  • Thanks to your help,we accomplished the task ahead of schedule.亏得你们帮忙,我们才提前完成了任务。
  • Removal of excess heat is accomplished by means of a radiator.通过散热器完成多余热量的排出。
28 insistence A6qxB     
n.坚持;强调;坚决主张
参考例句:
  • They were united in their insistence that she should go to college.他们一致坚持她应上大学。
  • His insistence upon strict obedience is correct.他坚持绝对服从是对的。
29 concealed 0v3zxG     
a.隐藏的,隐蔽的
参考例句:
  • The paintings were concealed beneath a thick layer of plaster. 那些画被隐藏在厚厚的灰泥层下面。
  • I think he had a gun concealed about his person. 我认为他当时身上藏有一支枪。
30 stolidly 3d5f42d464d711b8c0c9ea4ca88895e6     
adv.迟钝地,神经麻木地
参考例句:
  • Too often people sat stolidly watching the noisy little fiddler. 人们往往不动声色地坐在那里,瞧着这位瘦小的提琴手闹腾一番。 来自辞典例句
  • He dropped into a chair and sat looking stolidly at the floor. 他坐在椅子上,两眼呆呆地望着地板。 来自辞典例句
31 maxim G2KyJ     
n.格言,箴言
参考例句:
  • Please lay the maxim to your heart.请把此格言记在心里。
  • "Waste not,want not" is her favourite maxim.“不浪费则不匮乏”是她喜爱的格言。
32 maxims aa76c066930d237742b409ad104a416f     
n.格言,座右铭( maxim的名词复数 )
参考例句:
  • Courts also draw freely on traditional maxims of construction. 法院也自由吸收传统的解释准则。 来自英汉非文学 - 行政法
  • There are variant formulations of some of the maxims. 有些准则有多种表达方式。 来自辞典例句
33 cowardice norzB     
n.胆小,怯懦
参考例句:
  • His cowardice reflects on his character.他的胆怯对他的性格带来不良影响。
  • His refusal to help simply pinpointed his cowardice.他拒绝帮助正显示他的胆小。
34 guise JeizL     
n.外表,伪装的姿态
参考例句:
  • They got into the school in the guise of inspectors.他们假装成视察员进了学校。
  • The thief came into the house under the guise of a repairman.那小偷扮成个修理匠进了屋子。
35 prudence 9isyI     
n.谨慎,精明,节俭
参考例句:
  • A lack of prudence may lead to financial problems.不够谨慎可能会导致财政上出现问题。
  • The happy impute all their success to prudence or merit.幸运者都把他们的成功归因于谨慎或功德。
36 foresight Wi3xm     
n.先见之明,深谋远虑
参考例句:
  • The failure is the result of our lack of foresight.这次失败是由于我们缺乏远虑而造成的。
  • It required a statesman's foresight and sagacity to make the decision.作出这个决定需要政治家的远见卓识。
37 ponderously 0e9d726ab401121626ae8f5e7a5a1b84     
参考例句:
  • He turns and marches away ponderously to the right. 他转过身,迈着沉重的步子向右边行进。 来自互联网
  • The play was staged with ponderously realistic sets. 演出的舞台以现实环境为背景,很没意思。 来自互联网
38 transparent Smhwx     
adj.明显的,无疑的;透明的
参考例句:
  • The water is so transparent that we can see the fishes swimming.水清澈透明,可以看到鱼儿游来游去。
  • The window glass is transparent.窗玻璃是透明的。
39 lustreless cc5e530d299be9641ab842b66a66b363     
adj.无光泽的,无光彩的,平淡乏味的
参考例句:
  • The early autumn was lustreless and slack. 初秋的日子是黯淡、萧条的。 来自辞典例句
  • The day was cool and rather lustreless; the first note of autumn had been struck. 这天天气阴凉,光线暗淡,秋色已开始来临。 来自辞典例句
40 fixed JsKzzj     
adj.固定的,不变的,准备好的;(计算机)固定的
参考例句:
  • Have you two fixed on a date for the wedding yet?你们俩选定婚期了吗?
  • Once the aim is fixed,we should not change it arbitrarily.目标一旦确定,我们就不应该随意改变。


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